Effective date: April 6, 2026

Terms Of Service

Website and SMS program summary

• Effective date: April 6, 2026

• These terms govern use of the website and the SMS communications program tied to website

inquiries and appointment-related updates.

• SMS messages may include post-form-fill follow-up, appointment coordination, appointment

reminders, meeting links, no-show follow-up, and service-related updates.

• Users can opt out of SMS at any time by replying STOP, and can request help by replying HELP or

using the support contact listed below.

These Terms of Service govern access to and use of the Accu-Track website, forms, and related

communications provided by Credit & Financial Services Inc., doing business as Accu-Track Financial

Solutions.

By accessing the website, submitting information through a form, or opting in to receive messages

from Accu-Track, the user agrees to these Terms of Service.

1. Website Use

The website is made available for informational and business inquiry purposes. Users agree to use

the website lawfully, to provide accurate information, and not to interfere with the operation,

security, or integrity of the site or related systems.

2. Service Inquiries and No Guarantee of Engagement

Submitting a form or contacting Accu-Track does not guarantee acceptance as a client, a response

within a particular time period, or any particular business outcome. Any engagement for

professional services is subject to separate agreement between the parties.

3. SMS Program Description

If a user enters a mobile number on an Accu-Track web form and checks the SMS consent box,

Accu-Track may send text messages regarding the user's inquiry, appointment scheduling, appointment

reminders, meeting links, no-show follow-up, and service-related updates. The SMS program is not

intended for unrelated promotional blasts or the transfer of consent to another party.

4. Consent, Message Frequency, and Rates

Message frequency varies based on the user's interaction with Accu-Track. Message and data rates

may apply depending on the user's mobile carrier plan. Consent to receive SMS messages is not a

condition of purchasing any goods or services.

5. Opt Out and Help

Users may opt out of SMS messages at any time by replying STOP to any message. Users may request

help

by replying HELP or by contacting Accu-Track through the support information listed in these terms.

6. Carrier Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

7. Eligibility

The website and SMS program are intended for adults who are at least 18 years old, or for

individuals who otherwise have authority to provide information and consent on behalf of their

business or organization.

8. Support Contact Information

For questions about the SMS program or these Terms of Service, contact Accu-Track Financial

Solutions at https://accutracksolutions.com/contact-us/ or by phone at (860) 236-8002.

9. Privacy Policy

Use of the website and the SMS program is also subject to the Privacy Policy, available at

https://go.accutracksolutions.com/legal-privacy-page

10. Intellectual Property

Unless otherwise stated, website content, text, design elements, graphics, logos, and related

materials are the property of Accu-Track or its licensors and may not be copied, republished, or

exploited without permission, except as allowed by law.

11. Disclaimer of Warranties

The website and related materials are provided on an as-is and as-available basis. To the fullest

extent permitted by law, Accu-Track disclaims warranties of any kind, whether express or implied,

including implied warranties of merchantability, fitness for a particular purpose, and

non-infringement.

12. Limitation of Liability

To the fullest extent permitted by law, Accu-Track will not be liable for indirect, incidental,

special, consequential, or punitive damages arising out of or related to website use, messaging, or

reliance on website content.

13. Changes to These Terms

Accu-Track may revise these Terms of Service from time to time. Any revised version becomes

effective when posted with an updated effective date. Continued use of the website or

communications program after an

update signifies acceptance of the revised terms to the extent permitted by law.

© 2026 Accu-Track Financial Solutions. All rights reserved.